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Good Morning Everyone

Last Week's Top Deals Plus:
📊 Weekly Growth Cap & ABL Deals
🏆 Industries Getting Funded
💫 Borrower's Tips To Success
💰 Industry Opportunities
📝 New Loan Programs

Let’s dive in.

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I hope you find value in today's newsletter if you seek insights on CRE lending trends, financing strategies, and active lenders for your next deal.

Bridge Loan Guy
Top Loans of the Week

Largest single deal: $5 billion (SoFi Technologies)

Lender of the Week: First Citizens Bank & Winspire Capital (2 deals)

Sectors financed: Fintech, Construction, Entertainment, Energy, Aerospace, Manufacturing, Logistics, Renewable Energy, and Healthcare

Top Lenders: Blue Owl Capital, JPMorgan, Wingspire Capital, Malka Group, ATLAS SP Partners, Apollo funds, HPS Investment Partners, Overland Advantage, Centerbridge Partners, Wells Fargo, Bain Capital, MidCap Financial, Mountain Ridge, Accord Financial, Great Rock Capital, Wingspire Capital, First Citizens Bank, CIT Commercial Services, Post Road Equipment Finance, SLR Business Credit, nFusion Capital, Loeb, Sallyport, and Assembled Brands Capital.


Emerging Trend: multi-tranche financing structures with flexibility components

Loans: Verified, Headlines: Dramatized

◾ Gold Tree secured $1 billion from Malka Group for film and TV projects, with plans to bring production back to LA, marking the first voluntary return to California since 2023. Read

◾ Catalyze secured $400 million from ATLAS SP Partners for solar projects, planning to double in size, unlike your electricity bill, which will triple regardless. Read

◾ SoFi Technologies secured a $5 billion agreement with Blue Owl Capital, yet their app still can't prevent you from buying that third latte today. Read

◾ Bain Capital arranged $160 million for AEVEX Aerospace's recapitalization, whose CEO cryptically stated, "We can neither confirm nor deny we're watching you read this." Read

◾ Centerbridge and Wells Fargo Join Forces on $74M Loan, Promise Not to Send Money Via Western Union to MaxiTransfers. Read

◾ Team, Inc. secured financing that improved rates by 100 basis points, which the CEO called "almost enough to offset inflation, but not quite. Read

◾ JPMorgan and Wall Street Giants Dump $1.26 billion Truckload of Cash on Knife River, Execs Promise Not to Mix Concrete in the Boardroom. Read

◾ Wall Street Gives KLX Energy Services Five More Years to Figure Things Out, Charges Only $232 Million for the Privilege Read

◾ nFusion Capital provided an $8 million ABL facility to an Arizona contractor after their bank refused construction lending, proving when banks close doors, ABL lenders open windows. Read

◾ SLR Business Credit delivered a $15 million revolving line to a Midwest logistics company, consolidating multiple entities under ONE facility because truckers prefer fewer stops. Read

◾ First Citizens Bank provided $45 million to a logistics company via Silicon Valley Bank referral, proving banking success depends on who you know, not what you ship. Read

◾ Post Road closed a $15 million sale-leaseback with a labels manufacturer, though sources confirm none will fund less annoying fruit stickers. Read

◾ Great Rock and Winspire Provides $45M to Bedding Company, Still Expects Executives to Lose Sleep Over Quarterly Reports Read

💡 Opportunities

1. Brokers 
   ◾ Focus on Technology-Enabled Commercial Services with Recurring Revenue Models
   Referral Partners: Technology consultants specializing in vertical SaaS implementations and managed service providers.
   

2. M&A
   ◾ Target specialty finance companies with loan portfolios showing <1% charge-offs and consistent yields >8% above their cost of funds.
   Referral Partners: Regional bank M&A teams, credit union consolidation specialists, and financial services compliance consultants can identify potential acquisition candidates before they reach the market.
   

3. Family Offices
   ◾ Target healthcare services providers with >75% of revenue from government reimbursement programs and patient retention rates exceeding 3 years.
   Referral Partners: Regenerative agriculture certification consultants and specialized equipment dealers serving sustainable farmers
   

4. PE Firms
   ◾ Target industrial service businesses with recurring revenue >30% of total revenue and customer retention rates exceeding 90%, indicating a potential for a full transition to a subscription model.
   Referral Partners: Industrial IoT consultants, equipment service contract specialists, and predictive maintenance technology providers can identify service businesses successfully transitioning to recurring revenue models.

New Loan Programs/Lenders
◾ Cantor Fitzgerald secures $2 billion in Bitcoin financing through Anchorage Digital and Copper.co partnerships. Read
◾ Greenprint Capital Management and AB CarVal double tax equity financing commitment for renewable energy projects. Read
◾ Silicon Valley Bank establishes lending relationship with Pinegrove Venture Partners for tech company financing. Read
◾ Insight Investments launches Capital Finance division providing equipment leasing solutions for fitness industry. Read

😲 Didn’t see that one coming

◾ Ethereum plunges below $1.9K; crypto bros discover math works in both directions Read
◾ Wells Fargo sues JPMorgan, claims bank can't count to $481M without making errors Read
◾ Canada's oldest retailer blames American tariffs; definitely not their outdated business model Read
◾ Bank discovers charging 29.5% on car loans might be slightly illegal Read
◾ Office building faces foreclosure, shocked investors discover people actually prefer working from home Read
◾ Mortgage giants shocked to learn borrowers actually want to know what they're signing Read

LENDERS, SEND US YOUR LOAN PROGRAM AND CLOSED DEALS AND REACH OVER 3,500 INTERESTED READERS

Our newsletter is read by hundreds of finance professionals, executives, and business owners worldwide.

We welcome any feedback on how to improve your experience. If you have anything interesting to share or a deal that we can help with, reach out to us by sending us an email at [email protected]. Thank you for reading, and enjoy the rest of your week.

Lastly, no content provided by Bridge Loan Guy or Loans, Lenders & Leverage should be considered tax, investing, or financial advice. This email and any other content we provide are for entertainment and education purposes only. We do not claim to provide tax, investment, financial, or other legal advice. Any content provided by Bridge Loan Guy or Loans, Lenders & Leverage is the personal opinion of our owners and/or staff – you should always conduct your own research.